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BANKRUPTCY QUESTIONS, FINANCIAL ADVICE

Will My Credit Be Impacted If My Business Files For Bankruptcy?

By The BIDaWIZ Team on April 6th, 2012 at 1:00 pm

While bankruptcy rates are on the decline from a high of almost 61,000 fillings in 2009, there were still nearly 50,000 businesses that failed in 2011. If your business is on the brink of collapse, it is important to identify if your personal credit will be impacted by a bankruptcy filing. .
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PERSONAL FINANCE

Rising Student Loan Debt Poses a Risk to the Economic Recovery

By The BIDaWIZ Team on March 28th, 2012 at 11:30 pm

We've been preaching for over a year now that every family needs to prepare for the rising cost of college tuition. Recently released data reveals that the number of outstanding student loans has surpassed the $1 trillion mark and this year alone over $100 billion new loans where issued to students. This is concerning considering that student loan default rates are up to 8.8% and the interest rate on the government subsidized Stafford loan is expected to double. .
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INSURANCE

Protecting Your Phone Against Identity Theft

By The BIDaWIZ Team on March 23rd, 2012 at 3:00 pm

According to a new study conducted by Lookout, a global leader in mobile security, lost phones cost consumers $30 billion annually ($250 or more per phone) which translates to one lost phone every 3.5 seconds. Given this data, how can you protect your phone? Read More.

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CREDIT CARDS

Have You Outgrown Your Credit Card?

By The BIDaWIZ Team on March 23rd, 2012 at 12:00 pm

Just because you’ve had the same credit card for years, doesn’t mean that it’s the right one for your lifestyle today. So, how do you know if you’ve outgrown your credit card? Read More.

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PERSONAL FINANCE

Have You Ever Thought About Refinancing Your Car Loan?

By The BIDaWIZ Team on March 16th, 2012 at 12:00 pm

The savings from refinancing an auto loan that is currently at a high interest rate can be significant. Find out what you should know when refinancing an auto loan. Read More.

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INSURANCE

Why You May Need Umbrella Liability Insurance to Protect Your Assets

By The BIDaWIZ Team on March 8th, 2012 at 11:30 am

Most of us have insurance coverage for our homes and automobiles. However, those policies often have gaps in coverage that can leave us vulnerable. Umbrella liability insurance can fill those holes and should seriously be considered. .
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BUDGETING

Besides Fuel Prices, What Other Costs Do We Need To Worry About?

By The BIDaWIZ Team on March 2nd, 2012 at 2:00 pm

Our nation’s water infrastructure is in serious need of replacement or at least according to a recent study by the American Water Works Association (AWWA). The details in the report are concerning and lead us to believe that an investment is required. Find out what the potential cost may be to the average American. Read More.

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BUDGETING

You Can Still Save Money At The Gas Pump

By The BIDaWIZ Team on February 28th, 2012 at 11:00 pm

Consumers are back to focusing on gas prices which are up to $3.68 per gallon and as high as $4.32 in California. This is understandable given that gas costs cuts into approximately 8.5% of the average family’s yearly income. Read More.

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PERSONAL FINANCE

Protecting Your Child’s Social Security Number From Identity Thieves

By The BIDaWIZ Team on February 24th, 2012 at 12:30 pm

In recent years, identity thieves have broadened their search for social security numbers by targeting minors. Many of the stolen numbers belong to children as young as 2 which allow thieves to get away with it for years. Read More.

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MORTGAGES, TAX SAVINGS

Overlooked Tax Benefits For Refinancing Your Mortgage

By The BIDaWIZ Team on February 23rd, 2012 at 3:00 pm

Rates for a 30-year mortgage remain near record lows at ~4%. As a result, many homeowners that have refinanced their homes have benefited from lower monthly interest payments. However, many still seem to overlook key tax deductions associated with it. .
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