Skip to content
Trusted Answers From Licensed Business Professionals
MORTGAGES, TAX PLANNING

How Will A Short Sale Impact My Credit Score And Tax Liability?

By The BIDaWIZ Team on February 17th, 2012 at 1:00 pm

The December 2011 home sale numbers indicated that 13% of the 4.61 million homes sold were part of a short sale (19% were in foreclosure). These sales have potentially significant consequences to the homeowner's credit score and they often have questions about the tax impact too. .
-or-
Share |
No Comments
INSURANCE

Can I Find Reasonably Priced Dental Care If I Don’t Have Insurance?

By Susan Ladika on February 15th, 2012 at 10:45 pm

If you can’t afford to pay the full price for dental care, your age and financial situation can help determine the kind of free or low-cost dental care you can obtain. Read More.

Share |
No Comments
CREDIT CARDS, MORTGAGES

Is It Ever Smart To Take Out A Home Equity Loan?

By Susan Ladika on February 15th, 2012 at 3:48 pm

advantages-of-a-home-equity-loan
If you can qualify for a home equity loan, it’s certainly worth considering. One of the big stumbling blocks these days is that almost one-quarter of homeowners are underwater – meaning they owe more on their home than it's worth. Even if you aren't underwater, a financial institution is likely to require you to have a minimum amount of equity in your home before they'll consider giving you a home equity loan. Lenders also look at your credit history and income when determining whether to make the loan. .
-or-
Share |
No Comments
INSURANCE

Are You Reviewing Your Medical Bills For Overages?

By The BIDaWIZ Team on February 10th, 2012 at 2:30 pm

According to the Medical Billing Advocates of America group, 9 out of 10 medical bills provided by doctors and hospitals contain errors. Are you checking all of the charges and do you know what to look for on the bill? .
-or-
Share |
No Comments
INVESTING

Does It Make Sense To Borrow From My 401(k)?

By Susan Ladika on February 9th, 2012 at 11:45 am

Not all companies allow you to borrow from your 401(k), but a survey by the Employee Benefit Research Institute (EBRI) found the practice was more common among bigger employers than small ones. At the end of 2010, about one in five 401(k) participants who were eligible to borrow from their plans had outstanding loans. .
-or-
Share |
No Comments
INVESTING

How Can I Determine When I Can Afford to Retire?

By The BIDaWIZ Team on January 26th, 2012 at 4:00 pm

That's a question many people are asking these days, given the recent volatility of the stock market and the very low interest rates financial institutions are paying on savings and money market accounts and CDs. .
-or-
Share |
No Comments
PERSONAL FINANCE

How Can I Keep Track Of My Frequent Flyer Miles So I Don’t Lose Out?

By Susan Ladika on January 25th, 2012 at 6:00 pm

With changing requirements and airline mergers, keeping track of your frequent flyers has become something of a moving target. Read More.

Share |
No Comments
CREDIT CARDS

How Can I Improve My Credit Score?

By The BIDaWIZ Team on January 20th, 2012 at 3:00 pm

The past few years many Americans have missed credit card payments, mortgage obligations, and even filed for bankruptcy. These types of events can certainly be quite damaging to ones credit report and in turn their credit score. However, it is possible to repair the damage. .
-or-
Share |
No Comments
PERSONAL FINANCE

Great Travel Tools to Use to Book Your Next Flight

By The BIDaWIZ Team on January 13th, 2012 at 9:30 am

We’ve all heard of and likely visited Expedia, Orbitz, Priceline, and Travelocity to book our flights. But what about some of the great tools that will help you find the best price for your next flight? Read More.

Share |
No Comments
BANKING

How Can We Save When Interest Rates Are Still Very Low?

By The BIDaWIZ Team on January 6th, 2012 at 8:30 am

While the jury is still out on the effectiveness of the Federal Reserve’s loose monetary policy, it’s clear that savers are hurting big time. The average savings account pays just under a quarter of a percent per year and it’s even less for money-market funds. Furthermore, the yield or return on savings accounts is actually negative if you account for inflation which is now at 4%. Read More.

Share |
No Comments