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Trusted Answers From Licensed Business Professionals

Why Are Some Doctors Offering Credit Cards to Patients?


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It may sound strange to hear that doctors are offering credit cards to patients. But, this is a growing trend in the elective health care space with many doctors looking for ways to get paid immediately. It also applies to both the insured and uninsured because we all know that being insured doesn't necessarily mean you're covered from all of your medical costs. .
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Keeping Credit Card Spending in Check

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Those that have difficulty managing credit card spending often justify their purchases with this thought, “I’ll pay it off later.” As a result, they make more purchases and spend more money on each item than they would if they used a debit card or paid with the cash in their wallet. Read More.

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Parents with Teenage Drivers Can Reduce their Car Insurance Costs


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Parents with teenage drivers should expect a steep increase in car insurance premiums. How much of an increase are we talking? Families with one or more vehicles can expect their monthly insurance premiums to increase at least 45% when a teen is added to their policy (source: insurance.com). But, before you tell your teen they have no driving privileges, you may want to first learn how you can reduce this cost. .
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Working with Your Bank to Reduce Fees

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By now, most if not all banks have implemented new banking fees to make up for the lost revenue as a result of the recently passed credit card relief bill. What was once “free” checking now comes with a fee and minimum monthly balance requirements are in vogue again. But, there are still ways to reduce or avoid the fees and you don’t necessarily have to change banks to do it. Read More.

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It used to be that the main purpose of a credit report was for a lender to determine if you are eligible for a loan, and if so, at what interest rate. Those days are a thing of the past as your credit report is now broadly used by employers for screening purposes. As credit report usage continues to increase, it is important to know how you can be impacted and what to do to mitigate the risk of misuse. .
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Avoid Hurting Your Credit Score During a Trip

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The dog days of summer are here which means plenty of us are booking trips to get out of town. Whether your travel plans are domestic or international, chances are you’ll be using your credit card for at least some of your travel expenses. While this is concerning for us finance folks with the average card holder in $14,753 of credit card debt, we know travel is inevitable. Learn what you need to do to avoid hurting your credit score. Read More.

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What You Need to Know When Checking Your Credit Score

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It’s important to keep an eye on your credit report and credit score for many reasons. One of the key reasons is that they are used by lenders to determine if you are eligible for a loan, and if so, at what interest rate. The higher your credit score, the better chance you’ll have of getting a loan or credit card with favorable terms. Read More.

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Back to School Money Saving Tips

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In a couple of months, Junior will be scrambling for new pens, paper, erasers and whatever else he can get his hands on. You can be the parent that waits until the last minute and pays the highest prices while also waiting on the longest lines or you can save time and money by planning ahead for back to school purchases. Read More.

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Getting Your Child Financially Ready For College


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Whether your child plans to work a part-time job while in school, rely on student grants & loans, or get money from Mom and Dad, the most important thing you can do is help instill good financial habits that will help your child pay bills in a timely fashion with the cash, & avoid running up credit card debt. .
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New 2014 model year vehicles will be rolling out soon, making it an excellent time to look for a new automobile. You'll be able to take advantage of whatever design changes manufacturers have made, or you might be able to get a 2013 vehicle at a reduced price. .
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