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NEGOTIATION

Homeowners Be Prepared For Property Loss Due To Adverse Possession

By The BIDaWIZ Team on August 9th, 2013 at 1:37 pm

Whether you've owned a home for years or are a recent buyer, it's important to know whether or not you have full use of the property you originally purchased. Without a proper land survey, you won't know if a neighbor may be squatting on your property or vice versa. .
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CREDIT CARDS

Useful Credit Card Benefits That Are Often Overlooked

By The BIDaWIZ Team on July 25th, 2013 at 11:08 pm

Credit card companies are mainly known for extending credit to their customers when they don't have cash in hand. To the surprise of some cardholders, there are many other ways that credit cards may provide benefits. .
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INSURANCE

Do You Recommend Variable Universal Life Insurance?

By The BIDaWIZ Team on July 19th, 2013 at 4:01 pm

The list of insurance and annuity products that a financial advisor can offer their clients seems to be never ending. An investor can easily find themselves following their advisor's recommendations without doing their own due diligence. It's important to understand all of the mechanics of a variable universal life insurance (VUL) policy. .
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PERSONAL FINANCE

Are You Getting Paid What You Are Worth?

By The BIDaWIZ Team on July 19th, 2013 at 12:13 pm

Salaries are projected to increase again in 2014 as they have for 2013. A recently released survey by WorldatWork indicates that US workers should expect a 3.1% raise for 2014, which is a slight increase from the 2.9% rate in 2013. This survey doesn't necessarily mean that you should be satisfied with your salary. .
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PERSONAL FINANCE, TAX PLANNING

Choosing The Right Executor For Your Estate

By The BIDaWIZ Team on July 12th, 2013 at 1:37 pm

Naming an executor of your estate is one of the more important decisions you'll have to make during your lifetime. Not only will you need to identify the most competent individual to handle your estate when are no longer around, but you'll also need to find someone who is up for the job. .
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INSURANCE

Insurance Coverage You Probably Don’t Need

By The BIDaWIZ Team on July 12th, 2013 at 11:55 am

There are many reasons to purchase insurance that covers different risks, but that doesn't mean you should buy every insurance product under the sun. Insurance can best be evaluated by whether or not it covers catastrophic events, financial loss and provides for a comprehensive policy. .
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PERSONAL FINANCE

Your Mobile Phone May Be At Risk For Cramming

By The BIDaWIZ Team on July 5th, 2013 at 12:56 am

A fraudulent scheme impacting landlines has now migrated over to the mobile phone arena. This growing trend targets those mobile phone users that share their numbers with certain businesses. Read More.

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BUDGETING

Should I Pay With Cards Or Cash When Traveling Overseas?

By The BIDaWIZ Team on July 3rd, 2013 at 2:47 am

We are now in the peak season for travel abroad to popular destinations such as Europe. In the past, paying with travelers checks was de rigueur when traveling overseas, but these days they’re overshadowed by credit cards and ATM machines.  Should you use cash or cards when paying for purchases overseas? Read More.

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INSURANCE

Review Your Auto Insurance Policy When Planning Your Next Roadtrip

By The BIDaWIZ Team on June 25th, 2013 at 11:34 pm

A new AAA survey indicated that 66% of the adult US population plan to travel at least once this year. In addition, the average adult is expected to make 3.5 trips this summer. You can bet that a large percentage of those travelers will be hitting the roadways with gas prices expected to be lower than in the summer of 2012. If you’re planning a road trip, it’s important to understand your auto insurance coverage across state lines. Read More.

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MORTGAGES

Is Renting Or Buying Cheaper Now That Rates Are Rising?

By The BIDaWIZ Team on June 14th, 2013 at 6:13 pm

The recent rise in mortgage rates and home prices have some potential buyers thinking about renting. Specifically, rates have risen substantially over the past six months or to nearly 4% for a 30 year mortgage. Housing prices are also on the uptick with a 10% year over year increase or more in most markets. Still, does the rise justify the fact that some buyers are thinking about renting instead? Read More.

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