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TAX PLANNING

Major 2013 Tax Planning Strategies You Shouldn’t Ignore

By The BIDaWIZ Team on July 26th, 2013 at 3:04 pm

During the summer months many of us are not thinking at all about taxes. It’s unfortunate because the most actionable tax planning you can do during the year may occur when you perform a mid-year assessment of your finances. Even more, it’s particularly important this year given that 2013 is the first year for the new tax legislation to go into effect. Read More.

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CREDIT CARDS

Useful Credit Card Benefits That Are Often Overlooked

By The BIDaWIZ Team on July 25th, 2013 at 11:08 pm

Credit card companies are mainly known for extending credit to their customers when they don't have cash in hand. To the surprise of some cardholders, there are many other ways that credit cards may provide benefits. .
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INSURANCE

Do You Recommend Variable Universal Life Insurance?

By The BIDaWIZ Team on July 19th, 2013 at 4:01 pm

The list of insurance and annuity products that a financial advisor can offer their clients seems to be never ending. An investor can easily find themselves following their advisor's recommendations without doing their own due diligence. It's important to understand all of the mechanics of a variable universal life insurance (VUL) policy. .
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PERSONAL FINANCE

Are You Getting Paid What You Are Worth?

By The BIDaWIZ Team on July 19th, 2013 at 12:13 pm

Salaries are projected to increase again in 2014 as they have for 2013. A recently released survey by WorldatWork indicates that US workers should expect a 3.1% raise for 2014, which is a slight increase from the 2.9% rate in 2013. This survey doesn't necessarily mean that you should be satisfied with your salary. .
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SALES TAX

2013 Sales Tax Holidays To Benefit Back-To-School Shoppers

By The BIDaWIZ Team on July 17th, 2013 at 6:36 pm

Many back-to-school shoppers are days away from the best deals on school supplies courtesy of the annual state sales tax holidays. Consistent with prior years, we’ve compiled a list of states offering sales tax holidays for school supplies. Find out if your state is participating and/or has already released details. Read More.

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PERSONAL FINANCE, TAX PLANNING

Choosing The Right Executor For Your Estate

By The BIDaWIZ Team on July 12th, 2013 at 1:37 pm

Naming an executor of your estate is one of the more important decisions you'll have to make during your lifetime. Not only will you need to identify the most competent individual to handle your estate when are no longer around, but you'll also need to find someone who is up for the job. .
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INSURANCE

Insurance Coverage You Probably Don’t Need

By The BIDaWIZ Team on July 12th, 2013 at 11:55 am

There are many reasons to purchase insurance that covers different risks, but that doesn't mean you should buy every insurance product under the sun. Insurance can best be evaluated by whether or not it covers catastrophic events, financial loss and provides for a comprehensive policy. .
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TAX ISSUES, TAX REPORTING

The IRS Penalty Waiver That Can Provide Relief To Taxpayers

By The BIDaWIZ Team on July 12th, 2013 at 10:49 am

Over twelve years ago the IRS created the first-time abatement waiver (FTA), yet few taxpayers and businesses that are eligible for it know of the clause. We attempt to solve that problem by explaining who is eligible for the abatement and how to request it. .
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PERSONAL FINANCE

Your Mobile Phone May Be At Risk For Cramming

By The BIDaWIZ Team on July 5th, 2013 at 12:56 am

A fraudulent scheme impacting landlines has now migrated over to the mobile phone arena. This growing trend targets those mobile phone users that share their numbers with certain businesses. Read More.

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HIRING

What Should You Do If A Great Employee Leaves Your Company?

By The BIDaWIZ Team on July 5th, 2013 at 12:41 am

Many businesses go through periods when one of their best employees decides to leave the company. While this may be difficult for your company, this is not a time to lose optimism about the future. Rather, you need to learn as much as possible about what led to their departure. .
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